Almost all firms and individuals carrying out financial services activities in the UK have to be authorised or registered by us. This firm is not authorised or registered by us but has been targeting people in the UK, claiming to be an authorised firm.
This is what we call a 'clone firm'; and fraudsters usually use this tactic when contacting people out of the blue, so you should be especially wary if you have been cold called. They may use the name of the genuine firm, the 'firm reference number' (FRN) we have given the authorised firm or other details.
You can find out more about this scam tactic and how to protect yourself from clone firms.
Clone firm details
Fraudsters are using or giving out the following details as part of their tactics to scam people in the UK:
Instant Pound (clone of FCA authorised firm)
25 Ashwin Street, London, N1 5AZ
Hyde Park House, Cartwright Street, Cheshire, England, SK14 4EH
1 Victoria square, Hill Street, Birmingham, B1 1BD
Telephone: 0203 807 3622; 0203 129 2506; 0203 129 6153; 020 3198 8089; 0121 318 6808; 0121 284 0923; 01905570635; 0161 354 7117
Be aware that the scammers may give out other false details or mix these with some correct details of the registered firm.
FCA authorised firm details
This FCA authorised firm that fraudsters are claiming to work for has no association with the ‘clone firm’. It is authorised to offer, promote or sell services or products in the UK and its correct details are:
Firm Name: Unsecured Loans for You Ltd
Firm Reference Number: 723179 (former Interim Permission Consumer Credit Number 646330)
UK Companies House Number: 07769033
Hyde Park House, Cartwright Street, Hyde, Cheshire SK14 4EH;
85 Mill Lane Denton, Manchester, Lancashire M34 7RG
Telephone: +44 01613668586
How to protect yourself
We strongly advise you to only deal with financial firms that are authorised by us, and check the Financial Services Register to ensure they are. It has information on firms and individuals that are, or have been, regulated by us.
If you want to check a consumer credit firm that may not yet have been authorised by us, please also check the Interim Permission Register.
If a firm does not appear on the Register but claims it does, contact our Consumer Helpline on 0800 111 6768.
There are more steps you should take to avoid scams and unauthorised firms.
You should also be aware that if you give money to an unauthorised firm, you will not be covered by the Financial Ombudsman Service or Financial Services Compensation Scheme (FSCS) if things go wrong.
Report a clone firm
What to do if your firm is cloned
If you think your authorised firm has been cloned or scammers are fraudulently using your name or other details, contact our Firm Helpline on 0300 500 0597.
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